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<title>PART I</title>
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<body lang=3DEN-US style=3D'tab-interval:.5in'>

<div class=3DSection1>

<h2 align=3Dcenter style=3D'text-align:center'><span style=3D'font-size:18.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman";
mso-font-width:100%'>INDIAN HARBOR OWNERS ASSOCIATION, INC.<o:p></o:p></spa=
n></h2>

<h2 align=3Dcenter style=3D'text-align:center'><span style=3D'font-size:18.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman";
mso-font-width:100%'>RULES, REGULATIONS, AND GENERAL INFORMATION<o:p></o:p>=
</span></h2>

<p class=3DMsoNormal align=3Dcenter style=3D'text-align:center'><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-family:Arial;mso-b=
idi-font-family:
"Times New Roman"'>All rules and regulations are subject to change.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>Please watch your Smoke Signal <o:=
p></o:p></span></p>

<p class=3DMsoNormal align=3Dcenter style=3D'text-align:center'><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-family:Arial;mso-b=
idi-font-family:
"Times New Roman"'>for additions and changes to the following.<o:p></o:p></=
span></p>

<h2 align=3Dcenter style=3D'text-align:center'><span style=3D'font-family:A=
rial;
mso-bidi-font-family:"Times New Roman";mso-font-width:100%'><o:p>&nbsp;</o:=
p></span></h2>

<h2 align=3Dcenter style=3D'text-align:center'><span style=3D'font-family:A=
rial;
mso-bidi-font-family:"Times New Roman";mso-font-width:100%'>PART I<o:p></o:=
p></span></h2>

<h1 align=3Dcenter style=3D'margin-bottom:6.0pt;text-align:center'><span
style=3D'font-family:Arial;mso-bidi-font-family:"Times New Roman";mso-font-=
width:
100%'>RECREATIONAL AREAS AND FACILITIES</span><span style=3D'font-size:12.0=
pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman";
mso-font-width:100%'><o:p></o:p></span></h1>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>A.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>INTRODUCTION<o:p></o:p></span></b>=
</p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>The
purpose of this part is to define the Recreational Areas and Facilities wit=
hin
Indian Harbor<span style=3D'mso-spacerun:yes'>&nbsp; </span>(I. H.) that are
available for use by the members/associate members of the Association who a=
re
currently paid in full on assessments and other charges owed the Association
and their families and guest.<o:p></o:p></span></b></p>

<p class=3DMsoBodyTextIndent style=3D'margin-bottom:6.0pt'><b style=3D'mso-=
bidi-font-weight:
normal'><span style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-fami=
ly:
Arial;mso-bidi-font-family:"Times New Roman"'>Persons guilty of littering or
vandalizing the Recreational Areas or Facilities are subject to prosecution=
 by
law and/or loss of membership privileges.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>B.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>CAMPGROUNDS<o:p></o:p></span></b><=
/p>

<p class=3DMsoBodyText style=3D'margin-bottom:6.0pt;text-indent:.5in'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>The Campgr=
ound
Area is located on Apache Trail.<span style=3D'mso-spacerun:yes'>&nbsp;
</span>There are 20 camper pads complete with electrical hookups.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>There is also a sewage dump statio=
n and
bathhouse in the campground area.<span style=3D'mso-spacerun:yes'>&nbsp;
</span>Reservations are required.<span style=3D'mso-spacerun:yes'>&nbsp;
</span>The current rate being charged for a camper pad is $15.00 daily.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>(Subject to change).<span
style=3D'mso-spacerun:yes'>&nbsp; </span>Reservations may be made in person=
, by
telephone, or mail through the Association Office.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>All payments are to be paid in adv=
ance
in the Office.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>C.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>PLAYGROUNDS AND PICNIC AREA<o:p></=
o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>There
are two playground areas.<span style=3D'mso-spacerun:yes'>&nbsp; </span>One=
 is
located by the Clubhouse Swimming Pool and the second one is located at the=
 <st1:place
w:st=3D"on"><st1:PlaceName w:st=3D"on">Recreation</st1:PlaceName> <st1:Plac=
eType
 w:st=3D"on">Center</st1:PlaceType></st1:place>.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>The only picnic area is located at=
 the <st1:place
w:st=3D"on"><st1:PlaceName w:st=3D"on">Recreation</st1:PlaceName> <st1:Plac=
eType
 w:st=3D"on">Center</st1:PlaceType></st1:place>.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>The picnic area has table and benc=
h sets
as well as cooking grills.<span style=3D'mso-spacerun:yes'>&nbsp; </span>Th=
ere is
no fee currently being charged for the general use of the playground and pi=
cnic
areas and no reservations are required.<span style=3D'mso-spacerun:yes'>&nb=
sp;
</span>Persons using these areas are to leave them clean by depositing their
trash in the receptacles provided.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>D.<span
style=3D'mso-spacerun:yes'>&nbsp; </span><st1:place w:st=3D"on"><st1:PlaceN=
ame
 w:st=3D"on">TEEN</st1:PlaceName> <st1:PlaceType w:st=3D"on">CENTER</st1:Pl=
aceType>
 <st1:PlaceType w:st=3D"on">BUILDING</st1:PlaceType></st1:place><o:p></o:p>=
</span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>The
<st1:place w:st=3D"on"><st1:PlaceName w:st=3D"on">Teen</st1:PlaceName> <st1=
:PlaceType
 w:st=3D"on">Center</st1:PlaceType> <st1:PlaceType w:st=3D"on">Building</st=
1:PlaceType></st1:place>
may be reserved by members/associate members for special events such as
reunions, social functions, general meetings, etc.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>The building is heated and air
conditioned, has rest room facilities.<span style=3D'mso-spacerun:yes'>&nbs=
p;
</span>The building is large enough to seat 25 to 30 people.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>Currently, a rental fee of $100.00=
 per
day is being charged for use of the building.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>In addition, a refundable cleanup
deposit of $150.00 is required.<span style=3D'mso-spacerun:yes'>&nbsp;
</span>Reservations may be made in person, by telephone, or mail by complet=
ing
a request form through the association office.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>Fees and deposits must be paid in
advance at the office.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>E.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>CLUBHOUSE<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>The
Clubhouse is located on <st1:Street w:st=3D"on"><st1:address w:st=3D"on">Ap=
ache
  Circle</st1:address></st1:Street>.<span style=3D'mso-spacerun:yes'>&nbsp;
</span>The building is currently used for membership and Board meetings, so=
cial
clubs meeting, and special events.<span style=3D'mso-spacerun:yes'>&nbsp;
</span>The building is heated, air conditioned, and has rest rooms.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>It is rated by the Fire Code for
occupancy of up to 130 persons.<span style=3D'mso-spacerun:yes'>&nbsp;
</span>Availability of the building and equipment for use by members/associ=
ate
members for special events such as reunions or other social gatherings is
contingent on whether it is under lease by an independent operator.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>If leased, arrangements will be ma=
de
through the lessee.<span style=3D'mso-spacerun:yes'>&nbsp; </span>Otherwise,
arrangements will be made through requests to the board.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>The required fees are $150.00 for =
rental
fee and refundable cleanup deposit of $200.00.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>No pets are allowed at any time an=
ywhere
on the clubhouse circle.<span style=3D'mso-spacerun:yes'>&nbsp; </span>The
Clubhouse is a smoke-free building.<span style=3D'mso-spacerun:yes'>&nbsp;
</span>No smoking please.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>F.<span
style=3D'mso-spacerun:yes'>&nbsp; </span><st1:City w:st=3D"on"><st1:place w=
:st=3D"on">MARINA</st1:place></st1:City><o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>The
<st1:City w:st=3D"on">Marina</st1:City> area encompasses the <st1:City w:st=
=3D"on"><st1:place
 w:st=3D"on">Marina</st1:place></st1:City> store, two boat launching ramps,=
 two
boathouses comprised of boat stalls and a fuel dock, rest rooms, and a fish=
ing
pier.<span style=3D'mso-spacerun:yes'>&nbsp; </span>The boat ramps are not
available for public use except in the case of emergency or boat equipment
failure.<span style=3D'mso-spacerun:yes'>&nbsp; </span>The boat house and b=
oat
stalls are for the exclusive use of those who have rented the boat stalls.<=
span
style=3D'mso-spacerun:yes'>&nbsp; </span>Arrangements for rental of boat st=
alls
and payments must be made in the <st1:place w:st=3D"on"><st1:PlaceName w:st=
=3D"on">Indian</st1:PlaceName>
 <st1:PlaceType w:st=3D"on">Harbor</st1:PlaceType></st1:place> Owners Assoc=
iation
office.<span style=3D'mso-spacerun:yes'>&nbsp; </span>All rental payments a=
re to
be made in the business office.<span style=3D'mso-spacerun:yes'>&nbsp;
</span>Guests desiring to fish from the boat stalls must be accompanied by
their host.<span style=3D'mso-spacerun:yes'>&nbsp; </span>Preteen children =
must
be accompanied by an adult at all times when in the boathouses.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>Swimming around boat ramps, boat s=
talls,
fueling dock, or fishing pier is not permitted.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>The fishing pier is lighted for ni=
ght
fishing.<span style=3D'mso-spacerun:yes'>&nbsp; </span>The fueling dock and=
 <st1:City
w:st=3D"on"><st1:place w:st=3D"on">Marina</st1:place></st1:City> store are =
open to
the public only from the water.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>G.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>SWIMMING POOL<o:p></o:p></span></b=
></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>The
swimming pool is located adjacent to the Clubhouse on <st1:Street w:st=3D"o=
n"><st1:address
 w:st=3D"on">Apache Circle</st1:address></st1:Street>.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>Pool hours, user fees and rules of
conduct are regulated by the Association and are posted each season at the
swimming pool.<span style=3D'mso-spacerun:yes'>&nbsp; </span>Pool attendant=
s will
enforce all posted pool rules.<span style=3D'mso-spacerun:yes'>&nbsp;
</span>Children twelve and under must be accompanied by an adult at all tim=
es
when in the swimming area.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>H.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>FACILITIES<o:p></o:p></span></b></=
p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>There
is approximately 22 miles of private streets and roadways in the <st1:place
w:st=3D"on">I.</st1:place> H. subdivision. <span
style=3D'mso-spacerun:yes'>&nbsp;</span>These streets and roadways are main=
tained
through an allocated amount included in the monthly assessments paid by
Association members.<span style=3D'mso-spacerun:yes'>&nbsp; </span>The road
committee elected by the Association members administers the road maintenan=
ce
fund.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'><o:p>&nbsp;</o:p></span></b></p>

<h2 align=3Dcenter style=3D'text-align:center'><span style=3D'font-family:A=
rial;
mso-bidi-font-family:"Times New Roman";mso-font-width:100%'>PART</span><span
style=3D'mso-font-width:100%'> II</span><span style=3D'font-size:12.0pt;mso=
-bidi-font-size:
10.0pt;mso-font-width:100%'><o:p></o:p></span></h2>

<h1 align=3Dcenter style=3D'margin-bottom:6.0pt;text-align:center'><span
style=3D'font-family:Arial;mso-bidi-font-family:"Times New Roman";mso-font-=
width:
100%'>ACCESS INTO INDIAN HARBOR SUBDIVISION</span><span style=3D'font-size:=
12.0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman";
mso-font-width:100%'><o:p></o:p></span></h1>

<h5><span style=3D'font-family:Arial;mso-bidi-font-family:"Times New Roman"=
'>A.
PURPOSE<o:p></o:p></span></h5>

<p class=3DMsoBodyTextIndent style=3D'margin-bottom:6.0pt'><b style=3D'mso-=
bidi-font-weight:
normal'><span style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-fami=
ly:
Arial;mso-bidi-font-family:"Times New Roman"'>The purpose of this part is to
establish rules and regulations governing access into Indian Harbor subdivi=
sion
that are consistent with Dedicatory Restrictions and Indian Harbor Owners
Association Bylaws and will allow access for those persons that the members=
hip
or Board of Directors approve and deny access to all other persons. <o:p></=
o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>B.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>GUESTS OF MEMBERS/ASSOCIATE MEMBER=
S<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>Members/Associate
members who wish to allow certain guests frequent and/or unrestricted acces=
s to
their residence are to provide the names of these guests to the <st1:place
w:st=3D"on">I.</st1:place> H. Owners Association Office.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>The office will maintain an author=
ized
guest list for use by the Safety Department.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>Guests listed on the authorized gu=
est
list will be allowed access after registering at the gate.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>Only relatives and personal
acquaintances to which the member/associate member truly wishes to extend t=
he
hospitality of their residence should be listed.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>Any member or associate member rem=
aining
delinquent in assessments or other charges owed the Association for a perio=
d of
thirty (30) days will have their guest list suspended until payment is made=
 in
full.<span style=3D'mso-spacerun:yes'>&nbsp; </span>While the guest list is
suspended, the member/associate member will need to meet any guest at the g=
ate
and ride into the Harbor in the same vehicle as the guest.<span
style=3D'mso-spacerun:yes'>&nbsp; </span><o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>Members/associate
members who wish to allow an occasional guest access to their residence and=
 who
is not on their authorized guest list are to notify the Safety Department by
providing the name and approximate arrival time of the expected guest.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>Guest will be allowed access after
registering at the gate.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>Any
Association Member or Associate Member &#8220;Not in Good Standing&#8221; w=
ho
has made satisfactory arrangements to resolve his/her indebtedness and is
current on that plan may obtain a valid entry permit and have their guest l=
ist
restored.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>Guests
requesting access to the residence of a member/associate member and who are=
 not
listed on the authorized guest list, nor has Safety been notified of their
expected arrival, will be denied access.<span style=3D'mso-spacerun:yes'>&n=
bsp;
</span>The gate will not call to verify if the guest is an authorized
entry.<span style=3D'mso-spacerun:yes'>&nbsp; </span>Guests will only be al=
lowed
entry after receipt of authorization and registering at the gate. <o:p></o:=
p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>Members/Associate
members who wish to allow a number of guests access to their residence for
special events such as weddings, social group meetings, family reunions, et=
c,
are to notify the Safety Department.<span style=3D'mso-spacerun:yes'>&nbsp;
</span>The member/associate member will need to provide a written list of t=
he
names and arrival time of any expected guests who are not already listed on
their authorized guest list to Safety. Guests so listed will be allowed acc=
ess
after each guest registers at the gate.<span style=3D'mso-spacerun:yes'>&nb=
sp;
</span>Any additional guests requesting access will be governed as in previ=
ous
paragraphs.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>Members/Associate
members who wish to allow persons other than guests, such as Meals-on-Wheel=
s,
Share Rides, Day Care, etc., access to their residence are to notify Safety=
 by
providing name of person and period of access desired.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>These persons will be allowed acce=
ss
after registering at the gate.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>C.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>GUESTS TO SPECIAL EVENTS<o:p></o:p=
></span></b></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:.5in;text-align:justify;tab-stops:decimal .5in'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>1.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>MEMBER / ASSOCIATE MEMBER SPONSORED
EVENTS<o:p></o:p></span></b></p>

<p class=3DMsoBodyTextIndent2 style=3D'margin-bottom:6.0pt'><b style=3D'mso=
-bidi-font-weight:
normal'><span style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-fami=
ly:
Arial;mso-bidi-font-family:"Times New Roman"'><span style=3D'mso-tab-count:=
1'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </spa=
n>Any
member/associate member who wishes to hold a special event, such as wedding=
 or
family reunion, using any of the Recreational Areas is to complete a request
form obtainable at the Association Office and make the required deposit as
prescribed in Part 1 of this document.<span style=3D'mso-spacerun:yes'>&nbs=
p;
</span>The member/associate member will notify the Safety Department of the
Event.<span style=3D'mso-spacerun:yes'>&nbsp; </span>Visitors will be allow=
ed
access after registering at the gate.<o:p></o:p></span></b></p>

<p class=3DMsoBodyTextIndent2 style=3D'margin-bottom:6.0pt'><b style=3D'mso=
-bidi-font-weight:
normal'><span style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-fami=
ly:
Arial;mso-bidi-font-family:"Times New Roman"'><span style=3D'mso-tab-count:=
1'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </spa=
n>Member/associate
members wishing to have a special event on Memorial Day, July 4<sup>th</sup=
>,
Labor Day or Thanksgiving Day may pick up a Special 1 day permit at the
Association Office for each guest.<span style=3D'mso-spacerun:yes'>&nbsp;
</span>This permit will allow access through the right lane (sticker lane) =
at
the gate.<span style=3D'mso-spacerun:yes'>&nbsp; </span>This permit will be=
 valid
for the designated <st1:place w:st=3D"on">Holiday</st1:place> only.<o:p></o=
:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:.5in;text-align:justify'><b style=3D'mso-bidi-font-weight:norma=
l'><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-family:Arial;mso-b=
idi-font-family:
"Times New Roman"'>2.<span style=3D'mso-spacerun:yes'>&nbsp; </span>I. H.
ASSOCIATION GROUP SPONSORED EVENTS <o:p></o:p></span></b></p>

<p class=3DMsoBodyTextIndent2 style=3D'margin-top:0in;margin-right:0in;marg=
in-bottom:
6.0pt;margin-left:1.0in;tab-stops:.5in'><b style=3D'mso-bidi-font-weight:no=
rmal'><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-family:Arial;mso-b=
idi-font-family:
"Times New Roman"'>I.H. Organizations (Fire Department or Ladies Club) wish=
ing
to hold a special event that will be open to the public will petition the b=
oard
of Directors for use of any Recreational Areas prior to each event.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>After Board Approval, the sponsori=
ng
organization will provide the particulars of the event to the Safety
Department.<span style=3D'mso-spacerun:yes'>&nbsp; </span>Visitors will be
allowed access after registering at the gate.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:.5in;text-align:justify'><b style=3D'mso-bidi-font-weight:norma=
l'><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-family:Arial;mso-b=
idi-font-family:
"Times New Roman"'>3.<span style=3D'mso-spacerun:yes'>&nbsp; </span>OTHER S=
PECIAL
EVENTS<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:.5in;text-align:justify;text-indent:.5in'><b style=3D'mso-bidi-=
font-weight:
normal'><span style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-fami=
ly:
Arial;mso-bidi-font-family:"Times New Roman"'>Boy Scouts/ Girl Scouts or ot=
her
nonprofit organizations that wish to conduct public service activities with=
in
the subdivision must make a request to the Board of Directors.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>The Director over Safety will noti=
fy the
Safety Department in writing indicating Board Approval.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>The organizations will then be all=
owed
access after registering at the gate.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>D. COMMERC=
IAL
PERSONNEL<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:.5in;text-align:justify'><b style=3D'mso-bidi-font-weight:norma=
l'><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-family:Arial;mso-b=
idi-font-family:
"Times New Roman"'>1.<span style=3D'mso-spacerun:yes'>&nbsp; </span>CONTRAC=
TORS<o:p></o:p></span></b></p>

<p class=3DMsoBodyTextIndent3 style=3D'margin-bottom:6.0pt'><b style=3D'mso=
-bidi-font-weight:
normal'><span style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-fami=
ly:
Arial;mso-bidi-font-family:"Times New Roman"'>Property owners who wish to h=
ave
construction work done at their property are to contact the Association Off=
ice
as prescribed in Part IV of this document regarding Building Permits.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>Contractors and building material
deliveries will be allowed access after the Safety Personnel receive the pr=
oper
notification from the Association office.<span style=3D'mso-spacerun:yes'>&=
nbsp;
</span>(See stickers)<span style=3D'mso-tab-count:1'>&nbsp;&nbsp;&nbsp;&nbs=
p;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><span
style=3D'mso-tab-count:1'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&=
nbsp;&nbsp;&nbsp; </span><o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:.5in;text-align:justify'><b style=3D'mso-bidi-font-weight:norma=
l'><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-family:Arial;mso-b=
idi-font-family:
"Times New Roman"'>2.<span style=3D'mso-spacerun:yes'>&nbsp; </span>SERVICE=
/REPAIR<o:p></o:p></span></b></p>

<p class=3DMsoBodyTextIndent3 style=3D'margin-bottom:6.0pt'><b style=3D'mso=
-bidi-font-weight:
normal'><span style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-fami=
ly:
Arial;mso-bidi-font-family:"Times New Roman"'>Members/Associate Members, Cl=
ub
or Marina Operator, Association Administration personnel, etc. who have a n=
eed
for repairs or maintenance to be performed on their equipment by commercial
companies or individuals are to notify Safety Personnel by providing name of
company or individual to perform work and expected time of arrival.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>Service/Repair personnel will be a=
llowed
access after registering at the gate. <o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>E.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>TRAILERS, MOVING VANS, AND MOBILE =
HOMES<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:.5in;text-align:justify'><b style=3D'mso-bidi-font-weight:norma=
l'><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-family:Arial;mso-b=
idi-font-family:
"Times New Roman"'>1. TRAILERS<o:p></o:p></span></b></p>

<p class=3DMsoBodyTextIndent3 style=3D'margin-bottom:6.0pt'><b style=3D'mso=
-bidi-font-weight:
normal'><span style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-fami=
ly:
Arial;mso-bidi-font-family:"Times New Roman"'>All boat and/or utility trail=
ers,
camper trailers, etc. entering the subdivision must be registered with the
Safety Department.<span style=3D'mso-spacerun:yes'>&nbsp; </span>Drivers of
vehicles on initial entry with a trailer are to stop and obtain a pass for =
the
trailer from the Safety Personnel.<span style=3D'mso-spacerun:yes'>&nbsp;
</span>On subsequent entries with the same trailer, drivers are to stop and
present the trailer pass to the Safety Personnel.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>Access will be allowed after the t=
railer
pass and trailer are verified by Safety and all other requirements for acce=
ss
by the driver have been met.<span style=3D'mso-spacerun:yes'>&nbsp;
</span>Drivers towing trailers exiting the subdivision are to stop and pres=
ent
their trailer pass to the Safety Personnel.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>Exit will be allowed after the tra=
iler
pass and trailer is verified.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:.5in;text-align:justify'><b style=3D'mso-bidi-font-weight:norma=
l'><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-family:Arial;mso-b=
idi-font-family:
"Times New Roman"'>2. MOVING VANS AND TRAILERS<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:.5in;text-align:justify;text-indent:.5in'><b style=3D'mso-bidi-=
font-weight:
normal'><span style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-fami=
ly:
Arial;mso-bidi-font-family:"Times New Roman"'>Anyone wishing to move into or
out of the subdivision is to notify the office prior to the move.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>If circumstances prevent notice be=
ing
given to the Association Office during regular business hours, the notice i=
s to
be given in person to the Safety Personnel.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>Persons with a moving van, U-Haul
trailer/truck, pickup, general-purpose trailer or other similar load will be
allowed access after providing the required notification and registering at=
 the
gate.<span style=3D'mso-spacerun:yes'>&nbsp; </span>On exiting, these vehic=
les
are to stop, be verified by Safety Personnel, and logged out.<o:p></o:p></s=
pan></b></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:.5in;text-align:justify'><b style=3D'mso-bidi-font-weight:norma=
l'><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-family:Arial;mso-b=
idi-font-family:
"Times New Roman"'>3. MOBILE HOMES<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:.5in;text-align:justify;text-indent:.5in'><b style=3D'mso-bidi-=
font-weight:
normal'><span style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-fami=
ly:
Arial;mso-bidi-font-family:"Times New Roman"'>Property owners who wish to m=
ove
a mobile home or other manufactured housing into or out of the subdivision =
must
obtain a permit, as prescribed in Part IV of this document, from the
Association office before the move is started.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>Following approval by the Architec=
tural
Committee, the Association office will forward the permit to the Safety
Department.<span style=3D'mso-spacerun:yes'>&nbsp; </span>Safety Personnel =
must
have an approved permit in hand before entry or exit will be allowed.<o:p><=
/o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>F. SOLICIT=
ORS<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>Except
as provided for under &#8220;Other Special Events&#8221; Section C, paragra=
ph
3, access to the subdivision for the purpose of solicitations for any cause
(door to door solicitations, Political candidates, ice cream venders, or
similar solicitations) or for the distribution of handbills or leaflets will
not be allowed.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>G.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>REAL ESTATE SALES<o:p></o:p></span=
></b></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:.5in;text-align:justify'><b style=3D'mso-bidi-font-weight:norma=
l'><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-family:Arial;mso-b=
idi-font-family:
"Times New Roman"'>1. SALES BY REALTORS<o:p></o:p></span></b></p>

<p class=3DMsoBodyTextIndent3 style=3D'margin-bottom:6.0pt'><b style=3D'mso=
-bidi-font-weight:
normal'><span style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-fami=
ly:
Arial;mso-bidi-font-family:"Times New Roman"'>Property owners listing their
property for sale with a Real Estate Agency or Realtor are to provide the
Safety Department, in writing, the name of the Agency and/or Agent.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>The Agent handling the listing wil=
l be required
to provide adequate identification to Safety Personnel when requesting acce=
ss
for the purpose of showing the property.<span style=3D'mso-spacerun:yes'>&n=
bsp;
</span>The listing agent will be allowed access after registering with the
gate.<span style=3D'mso-spacerun:yes'>&nbsp; </span>If a client does not
accompany the agent, i.e. in separate vehicles, the agent will be required =
to
meet the client at the gate and escort the client to the property being sho=
wn
after the client registers with the Gate Personnel.<o:p></o:p></span></b></=
p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:.5in;text-align:justify'><b style=3D'mso-bidi-font-weight:norma=
l'><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-family:Arial;mso-b=
idi-font-family:
"Times New Roman"'><span style=3D'mso-spacerun:yes'>&nbsp;</span><span
style=3D'mso-tab-count:1'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&=
nbsp;&nbsp; </span>&#8220;For
<st1:City w:st=3D"on"><st1:place w:st=3D"on">Sale</st1:place></st1:City>&#8=
221;
signs may be posted on the property listed for sale by the Agency or
Realtor.<span style=3D'mso-spacerun:yes'>&nbsp; </span>Only one sign may be
posted on lots with a single street front.<span style=3D'mso-spacerun:yes'>=
&nbsp;
</span>Two signs may be posted on corner lots, one facing street front and =
one
facing side street.<span style=3D'mso-spacerun:yes'>&nbsp; </span>Two signs=
 may
be posted on water front lots, one facing street front and one facing water=
front.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>Signs should be made of durable
material, attached to stakes or other adequate support, and shall not excee=
d 2
ft, x 3 ft. in size.<span style=3D'mso-spacerun:yes'>&nbsp; </span>Signs sh=
all be
removed from the property within 48 hours after the expiration of listing
agreement or consummation of sale.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:.5in;text-align:justify;text-indent:.5in'><b style=3D'mso-bidi-=
font-weight:
normal'><span style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-fami=
ly:
Arial;mso-bidi-font-family:"Times New Roman"'>Other Multiple Listing Servic=
es
(MLS) realtors wishing to show the property must provide the Safety Departm=
ent
with written permission from the listing agency before access will be allow=
ed
in the same manner as prescribed in previous paragraph for a listing agent.=
<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:.5in;text-align:justify'><b style=3D'mso-bidi-font-weight:norma=
l'><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-family:Arial;mso-b=
idi-font-family:
"Times New Roman"'>2. SALES BY PROPERTY OWNERS<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:.5in;text-align:justify;text-indent:.5in'><b style=3D'mso-bidi-=
font-weight:
normal'><span style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-fami=
ly:
Arial;mso-bidi-font-family:"Times New Roman"'>Property owners who wish to
handle the sale of their property themselves may authorize access of a clie=
nt
as prescribed for guests of Members/Associate Members, Part 11, Section B of
this document.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:.5in;text-align:justify'><b style=3D'mso-bidi-font-weight:norma=
l'><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-family:Arial;mso-b=
idi-font-family:
"Times New Roman"'><span style=3D'mso-spacerun:yes'>&nbsp;</span><span
style=3D'mso-tab-count:1'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&=
nbsp;&nbsp; </span>&#8220;For
<st1:City w:st=3D"on"><st1:place w:st=3D"on">Sale</st1:place></st1:City>&#8=
221;
signs may be posted on property offered for sale by the property owner.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>The same restrictions governing
&#8220;For <st1:City w:st=3D"on"><st1:place w:st=3D"on">Sale</st1:place></s=
t1:City>&#8221;
signs posted by real estate agent or realtor applies to signs posted by the
property owner.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:.5in;text-align:justify'><b style=3D'mso-bidi-font-weight:norma=
l'><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-family:Arial;mso-b=
idi-font-family:
"Times New Roman"'>3. REAL ESTATE APPRAISERS<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:.5in;text-align:justify;text-indent:.5in'><b style=3D'mso-bidi-=
font-weight:
normal'><span style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-fami=
ly:
Arial;mso-bidi-font-family:"Times New Roman"'>Property owners who have need=
 for
an appraisal to be made of their property and are making the arrangements
themselves are to provide the name of the appraiser and expected time of
arrival to the Safety Department.<span style=3D'mso-spacerun:yes'>&nbsp;
</span>If the agent or realtor makes the appraisal arrangement, the agent or
realtor is to provide this information to the Safety Department.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>Appraisers will be allowed access =
after
registering at the gate.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>H.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>GARAGE SALES<o:p></o:p></span></b>=
</p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><st1:place w:st=3D"on"><st1:PlaceName w:st=3D"on"><b style=3D'mso-bid=
i-font-weight:
  normal'><span style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-fa=
mily:
  Arial;mso-bidi-font-family:"Times New Roman"'>Indian</span></b></st1:Plac=
eName><b
 style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-=
bidi-font-size:
 10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'> <st1:Pla=
ceType
 w:st=3D"on">Harbor</st1:PlaceType></span></b></st1:place><b style=3D'mso-b=
idi-font-weight:
normal'><span style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-fami=
ly:
Arial;mso-bidi-font-family:"Times New Roman"'> Garage Sale Weekends (Friday,
Saturday, and Sunday) will be held on the first weekend in May and the first
weekend in October. On these weekends, the general public will be allowed
access each day between the hours of 8:00 AM and 5:00 PM to attend the
sales.<span style=3D'mso-spacerun:yes'>&nbsp; </span>Members/associate memb=
ers
wishing to hold a garage sale are to notify the Association office no later
than Wednesday before the sale.<span style=3D'mso-spacerun:yes'>&nbsp; </sp=
an>The
Association office will prepare a map showing the location of each sale.<sp=
an
style=3D'mso-spacerun:yes'>&nbsp; </span>Safety Personnel will distribute a=
 copy
of the map to each person requesting access to attend the sales.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>Visitors will be allowed access af=
ter
registering at the gate.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>Garage
sales for <st1:place w:st=3D"on"><st1:PlaceName w:st=3D"on">Indian</st1:Pla=
ceName> <st1:PlaceType
 w:st=3D"on">Harbor</st1:PlaceType></st1:place> residents <u>only</u> may b=
e held
at any time. Advertisements for this type of garage sale may be placed in t=
he
Smoke Signal classified ad column free of charge.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>No
signs are to be posted outside the property where sales are to be conducted.
Signs may be posted at the site of the sale on the day of the sale and must=
 be
removed by 5:00 P.M. of the day after the sale.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>The signs shall not exceed 2 ft x =
3 ft
in size.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>Special
exceptions will be granted when a resident is required to move due to trans=
fer
of sale of home.<span style=3D'mso-spacerun:yes'>&nbsp; </span>Members/Asso=
ciate
member must petition the Board of Directors for approval of the sale.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>You will be required to provide pr=
oof of
sale of your <st1:place w:st=3D"on"><st1:PlaceName w:st=3D"on">Indian</st1:=
PlaceName>
 <st1:PlaceType w:st=3D"on">Harbor</st1:PlaceType></st1:place> home or proo=
f of
transfer.<span style=3D'mso-spacerun:yes'>&nbsp; </span>After Board approva=
l, the
general public will be allowed access in the same manner as previously
prescribed for the <st1:place w:st=3D"on"><st1:PlaceName w:st=3D"on">Indian=
</st1:PlaceName>
 <st1:PlaceType w:st=3D"on">Harbor</st1:PlaceType></st1:place> Garage Sale
Weekend.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>I.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>MEMBER/ASSOCIATE MEMBER WITHOUT VE=
HICLE
STICKER/EXPIRED STICKER<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>All
residents without a valid Sticker and not in good standing must enter throu=
gh
the Safety lane and pay $1.00 Road Usage/Safety Fee each time they enter the
Harbor.<span style=3D'mso-spacerun:yes'>&nbsp; </span>This Fee must be paid=
 in
quarters or single dollar bills.<span style=3D'mso-spacerun:yes'>&nbsp; </s=
pan>No
other denominations will be accepted.<span style=3D'mso-spacerun:yes'>&nbsp;
</span>No change will be made.<span style=3D'mso-spacerun:yes'>&nbsp;
</span>Drivers refusing to pay this Fee will be requested to proceed to the
north parking lot and park their vehicle.<span style=3D'mso-spacerun:yes'>&=
nbsp;
</span>These individuals may continue to their residence via other means.<o=
:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'><o:p>&nbsp;</o:p></span></b></p>

<h2 align=3Dcenter style=3D'text-align:center'><span style=3D'font-family:A=
rial;
mso-bidi-font-family:"Times New Roman";mso-font-width:100%'>PART III</span>=
<span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-family:Arial;mso-b=
idi-font-family:
"Times New Roman";mso-font-width:100%'><o:p></o:p></span></h2>

<h1 align=3Dcenter style=3D'text-align:center'><span style=3D'font-family:A=
rial;
mso-bidi-font-family:"Times New Roman";mso-font-width:100%'>SAFETY RULES AND
REGULATIONS</span><span style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;
font-family:Arial;mso-bidi-font-family:"Times New Roman";mso-font-width:100=
%'><o:p></o:p></span></h1>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>A.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>PURPOSE<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>The
purpose of this part is to establish Rules and Regulations of safety that s=
erve
to protect the safety, health, and property of <st1:place w:st=3D"on">I.</s=
t1:place>
H. property owners and associate members.<span style=3D'mso-spacerun:yes'>&=
nbsp;
</span>No unsafe activities will be allowed on any areas in <st1:place w:st=
=3D"on"><st1:PlaceName
 w:st=3D"on">Indian</st1:PlaceName> <st1:PlaceType w:st=3D"on">Harbor</st1:=
PlaceType></st1:place>
(skate boarding, biking, etc.).<span style=3D'mso-spacerun:yes'>&nbsp; </sp=
an>A
schedule of fees associated with violations of these Rules and Regulations =
is available
in the <st1:place w:st=3D"on"><st1:PlaceName w:st=3D"on">Indian</st1:PlaceN=
ame> <st1:PlaceType
 w:st=3D"on">Harbor</st1:PlaceType></st1:place> Office.<span
style=3D'mso-spacerun:yes'>&nbsp; </span><o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>B.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>HUNTING/TRAPPING/FIREARMS<o:p></o:=
p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>Hunting
and trapping of birds and animals is strictly forbidden.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>Discharging of firearms is prohibi=
ted,
as is the use of pellet, CO2, or BB pistols/rifles.<o:p></o:p></span></b></=
p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>C. FIREWOR=
KS<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>Fireworks
may not be discharged except by prior permission by the Board of Directors.=
<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>D. FAMILY =
PETS<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>Family
pets are limited to household pets (dog, cat, etc.). See restrictions for y=
our
phase.<span style=3D'mso-spacerun:yes'>&nbsp; </span>Farm type animals such=
 as
horses, cows, donkeys, pigs, chickens,<span style=3D'mso-spacerun:yes'>&nbs=
p;
</span>etc, are prohibited.<span style=3D'mso-spacerun:yes'>&nbsp;&nbsp;
</span>Pets are required to be kept within a fenced area or on a leash at a=
ll
times. Owners of pets are responsible for current vaccination and tag
identification for each of their pets.<span style=3D'mso-spacerun:yes'>&nbs=
p;
</span>Effective August 1, 2007 a Dog Ordinance was instituted banning the
breed of Pit Bull dogs from the Harbor.<span style=3D'mso-spacerun:yes'>&nb=
sp;
</span>All pets are to be registered with the office.<o:p></o:p></span></b>=
</p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'><o:p>&nbsp;</o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'><o:p>&nbsp;</o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>E. PROPERTY
CLEANLINESS<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>Lots,
either owned or rented, are to be kept free of trash, garbage, weeds and ot=
her
debris at all times.<span style=3D'mso-spacerun:yes'>&nbsp; </span>It is the
primary responsibility of the resident, either owner or renter, to maintain=
 the
cleanliness of the property.<span style=3D'mso-spacerun:yes'>&nbsp; </span>=
In any
event, the ultimate responsibility for cleanliness of the lot resides with =
the
owner of the property.<span style=3D'mso-spacerun:yes'>&nbsp; </span>Should=
 the
owner fail to uphold his responsibility, the Board of Directors may, by the
covenants of the Bylaws, take legal action against the property owner.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>Fines and court costs could be lev=
ied
against the property and the property owner.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>F.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>CONTROLLED FIRES<o:p></o:p></span>=
</b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>Fires
for disposal of brush and other types of waste are permitted following
notification to the <st1:place w:st=3D"on"><st1:PlaceName w:st=3D"on">Hood<=
/st1:PlaceName>
 <st1:PlaceType w:st=3D"on">County</st1:PlaceType></st1:place> Fire
Marshall.<span style=3D'mso-spacerun:yes'>&nbsp; </span>Do not call 911.<o:=
p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>G.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>OPERATION OF MOTOR VEHICLES<o:p></=
o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>Operation
of automobiles and trucks are subject to the same restrictions as apply to
streets and roads within the State of <st1:State w:st=3D"on"><st1:place w:s=
t=3D"on">Texas</st1:place></st1:State>.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>H.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>OPERATION OF MOTORCYCLES / SCOOTER=
S<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>Driving
motorcycles, motor scooters or other powered on-road or off-road vehicles a=
re
subject to the Rules and Regulations of the State of <st1:State w:st=3D"on"=
><st1:place
 w:st=3D"on">Texas</st1:place></st1:State>.<span style=3D'mso-spacerun:yes'=
>&nbsp;
</span>Within <st1:place w:st=3D"on">I.</st1:place> H., all property is pri=
vately
owned.<span style=3D'mso-spacerun:yes'>&nbsp; </span>No off-road riding of =
any
type is permitted unless the rider is in possession of written permission of
the owner on whose property the riding is taking place.<o:p></o:p></span></=
b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>I.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>SPEED LIMITS<o:p></o:p></span></b>=
</p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>The
State of <st1:State w:st=3D"on">Texas</st1:State> has given <st1:place w:st=
=3D"on">I.</st1:place>
H. control of speed and general safety within the subdivision.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>All streets and roads are governed=
 by
posted speed limits.<span style=3D'mso-spacerun:yes'>&nbsp; </span>The maxi=
mum
speed in <st1:place w:st=3D"on"><st1:PlaceName w:st=3D"on">Indian</st1:Plac=
eName> <st1:PlaceType
 w:st=3D"on">Harbor</st1:PlaceType></st1:place> is 35 m.p.h.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>Some areas, such as curves, are po=
sted
at a lower rate of speed.<span style=3D'mso-spacerun:yes'>&nbsp; </span>The=
 area
approaching the gate, both entering the Harbor and exiting is posted at 15
m.p.h.<span style=3D'mso-spacerun:yes'>&nbsp; </span>All speed limits are
enforced by Radar.<span style=3D'mso-spacerun:yes'>&nbsp; </span>The entire
subdivision is a no passing zone.<span style=3D'mso-spacerun:yes'>&nbsp;
</span>Please observe all traffic signs.<span style=3D'mso-spacerun:yes'>&n=
bsp;
</span>The Safety Department will issue traffic violations when
applicable.<span style=3D'mso-spacerun:yes'>&nbsp; </span><o:p></o:p></span=
></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>J.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>DRIVING WHILE INTOXICATED<o:p></o:=
p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>Vehicle
operation under the influence of drugs or alcohol is subject to the same Ru=
les
and Regulations as those of the State of <st1:State w:st=3D"on"><st1:place =
w:st=3D"on">Texas</st1:place></st1:State>.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>K.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>OPERATORS OF SELF PROPELLED VEHICL=
ES<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>Pursuant
to Article 16 of the By-Laws, Section 5, Operators of self-propelled vehicl=
es
must possess a valid operators license or permit and proof of insurance.<sp=
an
style=3D'mso-spacerun:yes'>&nbsp; </span>The Safety Department will conduct=
 spot
checks to verify that these requirements are complied with. <o:p></o:p></sp=
an></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>L.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>CURFEW<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>A
curfew from 11 pm until 6 am for anyone under 18 years of age is enforced in
all common areas and residential areas unless supervised by an adult.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>A fine schedule is included in the
Safety Operations Manual.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'><o:p>&nbsp;</o:p></span></b></p>

<h2 align=3Dcenter style=3D'text-align:center'><span style=3D'font-family:A=
rial;
mso-bidi-font-family:"Times New Roman";mso-font-width:100%'>PART IV</span><=
span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-family:Arial;mso-b=
idi-font-family:
"Times New Roman";mso-font-width:100%'><o:p></o:p></span></h2>

<h1 align=3Dcenter style=3D'text-align:center'><span style=3D'font-family:A=
rial;
mso-bidi-font-family:"Times New Roman";mso-font-width:100%'>PERMITS AND FEE
SCHEDULE</span><span style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;
font-family:Arial;mso-bidi-font-family:"Times New Roman";mso-font-width:100=
%'><o:p></o:p></span></h1>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>A.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>INTRODUCTION<o:p></o:p></span></b>=
</p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>Permits
are issued to provide control of and authorization for activities within the
subdivision such as construction, movement of mobile homes, and vehicle
stickers to permit access through the Gate immediately.<o:p></o:p></span></=
b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>B. BUILDING
PERMITS<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>The
Architectural Committee issues building permits.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>Property owners who wish to have
construction work done at their property are to determine if a permit is
required before the work is started.<span style=3D'mso-spacerun:yes'>&nbsp;
</span>Building permits are required for any erection of new buildings,
addition or alteration to existing structures, erection, addition, or
alteration to perimeter fences, hedges, walls, etc.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>If there is any question, contact =
the
Association Office for a determination.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>If
it is determined that a permit is required, the property owner is to submit=
 an
application to the Architectural Committee through the Association Office.<=
span
style=3D'mso-spacerun:yes'>&nbsp; </span>The Association Office/Architectur=
al
Committee will advise the property owner as to approval/disapproval of the
application.<span style=3D'mso-spacerun:yes'>&nbsp; </span>The Association
Office/Architectural Committee will advise the Safety Department of approved
permits.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><span
style=3D'mso-tab-count:1'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&=
nbsp;&nbsp;&nbsp; </span>Permit
fees are recommended by the Architectural Committee and approved by the Boa=
rd
of Directors and will be available at the office.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>If
it is determined that a permit is not required, the property owner is to no=
tify
the Association Office regarding the work to be performed, name of contract=
or,
and expected starting date.<span style=3D'mso-spacerun:yes'>&nbsp; </span>T=
he
Association Office will provide the information to Safety Department.<o:p><=
/o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>C. MOBILE =
HOME
PERMITS<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>The
Architectural Committee issues mobile home permits.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>A property owner who wishes to mov=
e a
mobile home or other manufactured housing into, out of, or within <st1:place
w:st=3D"on">I.</st1:place> H. subdivision must obtain a permit before the m=
ove is
to be made.<span style=3D'mso-spacerun:yes'>&nbsp; </span>Applications for
permits are available at the Association Office.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>Call the office for permit fees.<o=
:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>D. ASSOCIA=
TE
MEMBERSHIP FEE<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>Property
owners who rent/lease their property located in <st1:place w:st=3D"on"><st1=
:PlaceName
 w:st=3D"on">Indian</st1:PlaceName> <st1:PlaceType w:st=3D"on">Harbor</st1:=
PlaceType></st1:place>
are to provide the Association Office with the name of the renter/tenant/
lessee and the expected duration of the Rental Lease Agreement.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>The renter/tenant/ lessee is to ma=
ke
application for Association Membership at the Association Office.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>An Associate Membership fee for ea=
ch
rental unit will be assessed the renter/tenant.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>If the renter/tenant/lessee fails =
to pay
these fees, the fee will be charged against the Property Owner&#8217;s
assessment account.<span style=3D'mso-spacerun:yes'>&nbsp; </span>Property =
Owners
assume all responsibility for any assessments, fines, or penalties incurred=
 by
their renter/tenant/lessee.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>E.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>VEHICLE STICKERS<o:p></o:p></span>=
</b></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:.5in;text-align:justify'><b style=3D'mso-bidi-font-weight:norma=
l'><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-family:Arial;mso-b=
idi-font-family:
"Times New Roman"'>1. MEMBERS<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:.5in;text-align:justify;text-indent:.5in'><b style=3D'mso-bidi-=
font-weight:
normal'><span style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-fami=
ly:
Arial;mso-bidi-font-family:"Times New Roman"'>Members who are current in th=
eir
assessment and other charges due the Association may be issued a sticker, w=
hich
will allow them to pass through the gate without delay.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>Each Property Owner may obtain two
stickers per property owned, on vehicles owned for a charge of $5.00 each. =
<span
style=3D'mso-spacerun:yes'>&nbsp;</span>Additional stickers will cost $10.00
each.<span style=3D'mso-spacerun:yes'>&nbsp; </span>The stickers are
renewed&nbsp;every year in the month of March. <span
style=3D'mso-spacerun:yes'>&nbsp;</span>Property owners have the whole mont=
h to
replace the expired stickers. <span
style=3D'mso-spacerun:yes'>&nbsp;</span>Stickers purchased after March 31st=
 will
carry a late fee of $5.00 per sticker over the&nbsp;original fee.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>The addition late fee will not app=
ly to
stickers for newly purchased vehicles during the year.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>Members may obtain a sticker for
vehicles owned by them upon request, either in person or by mail, to the
Association Office.<span style=3D'mso-spacerun:yes'>&nbsp; </span>Proof of =
insurance
and vehicle license number must be presented to receive a sticker.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>If new license plates are issued t=
o the
vehicle by the State, members are to notify the Association Office to update
records.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:.5in;text-align:justify'><b style=3D'mso-bidi-font-weight:norma=
l'><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-family:Arial;mso-b=
idi-font-family:
"Times New Roman"'>2. RENTER/TENANTS<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:.5in;text-align:justify;text-indent:.5in'><b style=3D'mso-bidi-=
font-weight:
normal'><span style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-fami=
ly:
Arial;mso-bidi-font-family:"Times New Roman"'>Renters/tenants may be issued=
 a
vehicle sticker that will allow them to pass through the gate without delay
provided <u>all</u> of the following conditions are met:<span
style=3D'mso-spacerun:yes'>&nbsp;&nbsp;&nbsp; </span><o:p></o:p></span></b>=
</p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:93.0pt;text-align:justify;text-indent:-21.0pt;mso-list:l2 level=
1 lfo4;
tab-stops:list 93.0pt'><![if !supportLists]><b style=3D'mso-bidi-font-weigh=
t:
normal'><span style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-fami=
ly:
Arial;mso-fareast-font-family:Arial'><span style=3D'mso-list:Ignore'>(1)<sp=
an
style=3D'font:7.0pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp; </span></sp=
an></span></b><![endif]><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>The proper=
ty
owner/ landlord must be current in assessments and other charges due the
Association. <o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:93.0pt;text-align:justify;text-indent:-21.0pt;mso-list:l2 level=
1 lfo4;
tab-stops:list 93.0pt'><![if !supportLists]><b style=3D'mso-bidi-font-weigh=
t:
normal'><span style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-fami=
ly:
Arial;mso-fareast-font-family:Arial'><span style=3D'mso-list:Ignore'>(2)<sp=
an
style=3D'font:7.0pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp; </span></sp=
an></span></b><![endif]><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>Renter/ten=
ant
must have completed an Associate Membership Information Packet. <o:p></o:p>=
</span></b></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:93.0pt;text-align:justify;text-indent:-21.0pt;mso-list:l2 level=
1 lfo4;
tab-stops:list 93.0pt'><![if !supportLists]><b style=3D'mso-bidi-font-weigh=
t:
normal'><span style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-fami=
ly:
Arial;mso-fareast-font-family:Arial'><span style=3D'mso-list:Ignore'>(3)<sp=
an
style=3D'font:7.0pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp; </span></sp=
an></span></b><![endif]><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><span
style=3D'mso-spacerun:yes'>&nbsp;</span>Payment of the Associate Membership=
 fee
has been made.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:.5in;text-align:justify;text-indent:.5in'><b style=3D'mso-bidi-=
font-weight:
normal'><span style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-fami=
ly:
Arial;mso-bidi-font-family:"Times New Roman"'>Renter/tenant vehicle stickers
are issued on a monthly basis and may be requested in person or by mail to =
the
Association Office.<span style=3D'mso-spacerun:yes'>&nbsp; </span>The large
number on the sticker represents the month the sticker expires.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>Proof of insurance, a current
driver&#8217;s license, and vehicle license number must be presented to rec=
eive
a sticker.<span style=3D'mso-spacerun:yes'>&nbsp; </span>Renter/tenant stic=
kers
carry a monthly charge to be determined by the Board of Directors.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>That cost is currently $1.00 per
sticker.<span style=3D'mso-spacerun:yes'>&nbsp; </span>Vehicle stickers wil=
l not
be issued to members of the immediate family of the associate member.<o:p><=
/o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-bottom:6.0pt;text-align:justify;text-i=
ndent:
.5in'><b style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.=
0pt;
mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New=
 Roman"'>3.
ADDITIONAL STICKERS<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:.5in;text-align:justify;text-indent:.5in'><b style=3D'mso-bidi-=
font-weight:
normal'><span style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-fami=
ly:
Arial;mso-bidi-font-family:"Times New Roman"'>Property Owners may obtain
additional stickers for members of their immediate family costing $10.00
each.<span style=3D'mso-spacerun:yes'>&nbsp; </span>The stickers are renewe=
d every
year in the month of March. <span
style=3D'mso-spacerun:yes'>&nbsp;</span>Property owners have the whole mont=
h to
replace the expired stickers. <span
style=3D'mso-spacerun:yes'>&nbsp;</span>Stickers purchased after March 31st=
 will
carry a late fee of $5.00 per sticker over the original fee.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>The addition late fee will not app=
ly to
stickers for newly purchased vehicles during the year.<span
style=3D'mso-spacerun:yes'>&nbsp;&nbsp; </span>Members may obtain these sti=
ckers
upon request, either in person or by mail, to the Association Office.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>Proof of insurance, a current
driver&#8217;s license, and vehicle license number must be presented to rec=
eive
a sticker.<span style=3D'mso-spacerun:yes'>&nbsp; </span>If new license pla=
tes
are issued to the vehicle by the State, members are to notify the Associati=
on
Office to update records.<span style=3D'mso-spacerun:yes'>&nbsp; </span>Pro=
perty
Owners are responsible for the conduct and actions of any family member or
guest.<span style=3D'mso-spacerun:yes'>&nbsp;&nbsp; </span><o:p></o:p></spa=
n></b></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:.5in;text-align:justify'><b style=3D'mso-bidi-font-weight:norma=
l'><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-family:Arial;mso-b=
idi-font-family:
"Times New Roman"'>4. VENDOR STICKERS<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:.5in;text-align:justify'><b style=3D'mso-bidi-font-weight:norma=
l'><span
style=3D'font-size:12.0pt;mso-bidi-font-size:10.0pt;font-family:Arial;mso-b=
idi-font-family:
"Times New Roman"'><span style=3D'mso-tab-count:1'>&nbsp;&nbsp;&nbsp;&nbsp;=
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>Vendors/Contractors
may purchase a yearly sticker for $25.00 January &#8211; May, and $15.00 Ju=
ne
&#8211; December (subject to change).<span style=3D'mso-spacerun:yes'>&nbsp;
</span>An information packet must be completed in the office.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>You will be required to supply a c=
urrent
insurance card for all vehicles and a copy of a current driver&#8217;s lice=
nse
for all drivers.<o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:.5in;text-align:justify'><b style=3D'mso-bidi-font-weight:norma=
l'><span
style=3D'font-size:8.0pt;font-family:Arial;mso-bidi-font-family:"Times New =
Roman"'><o:p>&nbsp;</o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:.75in;text-align:justify;text-indent:-.25in;mso-list:l0 level1 =
lfo1;
tab-stops:list .75in'><![if !supportLists]><span style=3D'font-size:12.0pt;
mso-bidi-font-size:10.0pt;font-family:Wingdings;mso-fareast-font-family:Win=
gdings;
mso-bidi-font-family:Wingdings'><span style=3D'mso-list:Ignore'>O<span
style=3D'font:7.0pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp; </span></sp=
an></span><![endif]><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>All sticke=
rs
must be placed in the upper corner of the driver&#8217;s side of the
vehicle.<span style=3D'mso-spacerun:yes'>&nbsp; </span>No exceptions.<span
style=3D'mso-spacerun:yes'>&nbsp; </span><o:p></o:p></span></b></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:.75in;text-align:justify;text-indent:-.25in;mso-list:l1 level1 =
lfo2;
tab-stops:list .75in 63.0pt'><![if !supportLists]><span style=3D'font-size:=
12.0pt;
mso-bidi-font-size:10.0pt;font-family:Wingdings;mso-fareast-font-family:Win=
gdings;
mso-bidi-font-family:Wingdings'><span style=3D'mso-list:Ignore'>O<span
style=3D'font:7.0pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp; </span></sp=
an></span><![endif]><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>Any
members/associate members/family members/vendors who uses the right entry l=
ane
without a sticker or with an expired sticker will be fined for running the
gate.<span style=3D'mso-spacerun:yes'>&nbsp; </span>All members/associate
members/family members/vendors with an expired sticker should stop at the
Safety gate and allow the guard to remove the sticker.<o:p></o:p></span></b=
></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:6.0pt;
margin-left:.75in;text-align:justify;text-indent:-.25in;mso-list:l1 level1 =
lfo2;
tab-stops:list .75in 63.0pt'><![if !supportLists]><span style=3D'font-size:=
12.0pt;
mso-bidi-font-size:10.0pt;font-family:Wingdings;mso-fareast-font-family:Win=
gdings;
mso-bidi-font-family:Wingdings'><span style=3D'mso-list:Ignore'>O<span
style=3D'font:7.0pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp; </span></sp=
an></span><![endif]><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:12.0pt;mso-b=
idi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>Removal of=
 the
vehicle sticker if vehicle is sold or if you are no longer a resident is
required.<o:p></o:p></span></b></p>

<p class=3DMsoNormal align=3Dcenter style=3D'margin-bottom:6.0pt;text-align=
:center'><b
style=3D'mso-bidi-font-weight:normal'><span style=3D'font-size:14.0pt;font-=
family:
Arial;mso-bidi-font-family:"Times New Roman"'>Approved by the Indian Harbor
Board of Directors 4/14/09<o:p></o:p></span></b></p>

</div>

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